Our underwriting approach
Helping you work smarter
Our adviser platform uses dynamic questioning to gather as much information as possible in a single sitting, with the end goal being an instant decision and cover for as many clients as possible.
Never get stuck on a question again
With our delegated underwriting you can share application questions directly and securely with your client via email ensuring they’re answered quickly and accurately.
We’ve fixed financial underwriting
We give you two options to protect your client's benefit, providing valuable reassurance for those with a fluctuating income.
Your questions, answered
If you have a question about a medical condition, a family history or an occupation, just call and we'll put you straight through to an underwriter.
We do our utmost to cover anyone
We look at more complex cases on an individual basis and often say yes when others might say no.