Specialist life insurance.

Because living with a medical condition shouldn’t mean living without cover.

Specialist life insurance.

Life insurers like nothing more than a customer who’s in perfect health. Why? Because they’re quick and easy to insure.

But in the real world not everyone is that lucky. 1 in 4 adults in England are living with multiple health conditions*. For these people life cover can be difficult, if not impossible, to find.

At The Exeter we think that’s wrong. So we’ve designed two specialist products to help people living with medical conditions get the life insurance they need at a fair price.

Speak to a financial adviser, who can help find the right product for you.


*The Health Foundation


Not in perfect health?
You're not alone.

1 in 10 over 40s in the UK now has Type 2 diabetes

Source: Diabetes UK

1 in 4 adults in England are overweight or obese

Source: NHS

7.4 million people are living with heart diseases in the UK

Source: British Heart Foundation

There are over 1.2 million stroke survivors in the UK

Source: NICE

1 in 2 people will suffer cancer during their lifetime

Source: Cancer Research UK

1 in 4 people experience mental health problems each year

Source: MIND

It all goes to show that illness is a fact of life.

Which is why, if you’re living with a medical condition, we’ll do our best to offer you life insurance.

Specialist life cover

If you’re not in perfect health,

our policies could be ideal.

Managed Life

Managed Life

Life cover for people with one of two health conditions - type 2 diabetes or a high Body Mass Index (BMI).

View details
Real Life

Real Life

Life cover for clients who may find it difficult to get cover as a result of serious or multiple health conditions.

View details