Rehabilitation with your income protection policy

Your policy doesn’t only help protect your income if you’re unable to work – it can also support you in easing back into your role or exploring new options. 

We can help with your return to work in two ways, with financial support if you reduce your hours, and with practical support like retraining or career advice if your role needs to change.

Financial support 

There are two types of financial support you can access, they’re called rehabilitation benefit and proportionate benefit.

Rehabilitation benefit

If you feel ready to return to your job part-time whilst you recover, you may be able to receive a rehabilitation benefit to help top up your income.

Proportionate benefit

If you can’t go back to your previous job and instead return to work in a different role with a lower income, you may be able to receive a proportionate benefit to help top up your earnings.

Your dedicated claims assessor will explain what your benefit is and how its calculated. 

Practical support

If you’re not able to go back to your previous job, we can support you with practical help like retraining or career advice and guidance to help you move into a new role that works for you. 

Dave, one of our income protection members like you, had to claim on his policy and ended up retraining in a new job. You can read about his experience here.  

You can find more detail about the support available to you in your policy document.

Need to make a claim?

Call us on: 0300 123 3201
Or email us at: ipclaims@the-exeter.com